Measuring investment returns can get quite confusing due to the number of different ways returns are calculated and presented to investors. It can be challenging for investors to get a sense of comparable returns across investment options and time...
Markets and Investing
Horizon Trust & Investment Management: Your Year-End Financial Checkup
Written by Shelly Mulconrey An annual financial checkup is a smart way to assess where you stand and what steps you can take for your future. It doesn’t have to be complicated. Even a simple overview can help you plan a few New Year’s...
Building a Budget Plan
Building a budget, especially when dealing with multiple credit/debt/income sources, can seem like an uphill battle. Don’t fret! Minor planning can go a long way, and we’re here to help you get started. Create a spending plan Where’s your money...
Building a Budget for Easy Money Management
Building a budget, especially when dealing with multiple credit/debt/income sources, can seem like an uphill battle. Don’t fret! Minor planning can go a long way, and we’re here to help you get started. Create a spending plan Where’s your money...
Finding the Right Mortgage Advisor
So you’re in the market to buy a home, but have questions before making a decision. You’re not alone. A mortgage is a substantial commitment, both in terms of time and money. With that commitment comes a slew of questions: How much can I afford?...
Down Payment on a Mortgage
The time has come. You’ve got a stable job, a growing nest egg and the home of your dreams just went on the market. “It’s time to pull the trigger,” you say. But before receiving the keys to your castle, you’ll have to make big decisions...
Tax Benefits for Your Retirement Nest Egg
Many Americans dream of being able to have a financially secure retirement. We all want to be able to stop working and continue to live the lifestyle we’ve worked so many years to achieve. The best tools available to help achieve a successful...
Savings Tips for Any Occasion
We previously guided you through the importance of teaching children how to save, but is it time for you to take your own advice? It never hurts to have a few reminders on how small changes can make a big difference in your bank account in a matter...
Horizon Bank – Cash Management (Part 2)
As you’ve read in Part 1 of our cash management series, Horizon Bank aims to make your financial life easier and more secure from every angle. Last time, we focused on receivables and merchant cards. Now we’ll take a closer look at how you can...
Horizon Bank – Cash Management (Part 1)
There are so many ways to manage cash nowadays. Nearly everywhere you turn, there’s an opportunity to save more, spend less, invest wisely and shop smarter. Purchasing cards, zero balance accounts, check services — it’s all a bit overwhelming...