For many businesses, cash flow can be problematic. You may be caught between paying suppliers and awaiting payment from customers. A credit line could be just the lifesaver you need. Used wisely, a credit line can help a company bridge the gaps...
Markets and Investing
What to Do If You’ve Lost Your Wallet
You’ve looked everywhere, called the places you’ve recently visited, and asked friends to check their cars or houses. It’s nowhere to be found. Now what? Losing your wallet or purse is one of life’s biggest disruptions, and time is of the...
Managing Household Finances – It Takes Two to Tango
Watch an episode of Dancing with the Stars, and you’ll notice that the best performances result from teamwork, practice, encouragement and support. A good partnership requires give-and-take in almost all areas of life, including your finances. Is...
Women in Finance – Part I
How Women Are Different from Men, Financially Speaking We all know men and women are different in some fundamental ways. But is this true when it comes to financial planning? In a word, yes. In the financial world, women often find themselves in very...
Are your Finances Fit or Flabby? Take our Quiz.
We all know that staying physically active and eating healthfully can do a body good. But have you ever thought about the fitness of your finances? Your approach to money management needs regular checkups, too. You might discover that you need to...
All About IRAs – Part I
An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. In fact, IRAs are one of the most powerful retirement savings tools available to you. Even if you’re contributing to a 401(k) or...
A Penny Saved a Penny Earned
How to cut costs on everyday expenses From groceries to gas, the basics are getting more and more expensive. That’s why it is important to save money where you can, now more than ever. The following are some quick tips on how to cut everyday...
Managing a Holiday Credit Hangover
With consumer sentiment the highest it’s been since the recession, shoppers may have opened their wallets more this holiday season. Will their holiday spending leave shoppers with a credit hangover? The American Bankers Association offers the...
Ready to Roll: Learn How to Manage Your IRA
The average person changes jobs 10 to 15 times during their lifetime. That can mean leaving a trail of retirement accounts behind. Many people are finding that it makes sense to move those funds into a single IRA. The trick is to manage the process...
Why Your Nest Egg Belongs Right Here
Whether you are rolling over an IRA, consolidating a variety of accounts or starting from scratch, Horizon Bank is the perfect place for your retirement and other investment accounts. A financial partner you can trust With no hidden fees or agendas,...