Markets and Investing

We previously guided you through the importance of teaching children how to save, but is it time for you to take your own advice? It never hurts to have a few reminders on how small changes can make a big difference in your bank account in a matter...

As you’ve read in Part 1 of our cash management series, Horizon Bank aims to make your financial life easier and more secure from every angle. Last time, we focused on receivables and merchant cards. Now we’ll take a closer look at how you can...

There are so many ways to manage cash nowadays. Nearly everywhere you turn, there’s an opportunity to save more, spend less, invest wisely and shop smarter. Purchasing cards, zero balance accounts, check services — it’s all a bit overwhelming...

People are living longer. When your dad retired, he was expected to live less than than 10 years. People retiring now should plan on living 30 years or more. The problem with a long life is outliving your money. Even if you plan carefully, there’s...

First Trust Credit Union wants to get your kids on the right track to help them become financially savvy savers starting at an early age. First Trust’s Tree House Kids Club is designed for youth from birth to age 12, helping them learn the...

While Horizon Bank is a full-service financial institution offering all of the traditional products to businesses such as deposit accounts, merchant services, remote deposit, online banking, et cetera, there are several products and features that set...

With interest rates at historical lows, fixed income investors are searching desperately for ways to capture additional yield. For some investors, an option may be to lengthen the maturity of bonds within their portfolios. While this strategy may...

Investing in the stock market can be very lucrative, but investing is not without its pitfalls. We all know that the stock market has a high degree of volatility and is bound to economic pressures. If you are not careful, you could lose a lot of the...

Get into the habit of conserving energy: electricity, gas, and water. It benefits you, the environment, and your bank account! If you follow this advice, an average family with a utilities bill of $175, could save between 20 and 35 percent. Horizon...

How are you budgeting your finances? Good money management starts with knowing where your money goes. Many Americans spend more than they make, so to ensure you don’t fall in that category, establish a personal or household budget. A budgeting plan...