Markets and Investing

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You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your retirement savings will last. Review...

Even before your children can count, they already know something about money: it’s what you have to give the ice cream man to get a cone, or put in the slot to ride the rocket ship at the grocery store. So, as soon as your children begin to handle...

Keeping good business records will not only help you stay in business but may also help you increase profits. Your business records let you analyze where your business is and where it’s going. They point out potential trouble spots and serve as a...

When you need a business loan, open new opportunities by turning to Horizon Bank - your hometown bank. Our trusted loan advisors are more than financial experts. They're your neighbors - local professionals who have the insight and experience to get...

What if someone told you about an investment that has made some people millionaires overnight and has both a number of high-profile supporters and a global reach? Would you be tempted to invest? Now what if someone told you that the same investment...

If you’ve changed jobs and have a 401(k) plan with your former employer, you have some decisions to make. You can: Roll the 401(k) over into an Individual Retirement Account (IRA). Transfer it to your new employer’s 401(k) plan. Leave it where it...

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also what sources of retirement income you’ll have and how long you’ll need...

The IRA, or individual retirement account, has traditionally been used for its namesake — to amass funds to be used during retirement. An IRA can be a fairly flexible vehicle for retirement, for instance allowing you to roll over assets from a...

An important step to finding a home, whether you’re renting or buying, is ensuring that you have a good credit history. Horizon Bank suggests the following tips to improve your credit score. Request a copy of your credit score report – and make...