Markets and Investing

With consumer sentiment the highest it’s been since the recession, shoppers may have opened their wallets more this holiday season. Will their holiday spending leave shoppers with a credit hangover? The American Bankers Association offers the...

The average person changes jobs 10 to 15 times during their lifetime. That can mean leaving a trail of retirement accounts behind. Many people are finding that it makes sense to move those funds into a single IRA. The trick is to manage the process...

Whether you are rolling over an IRA, consolidating a variety of accounts or starting from scratch, Horizon Bank is the perfect place for your retirement and other investment accounts. A financial partner you can trust With no hidden fees or agendas,...

Measuring investment returns can get quite confusing due to the number of different ways returns are calculated and presented to investors. It can be challenging for investors to get a sense of comparable returns across investment options and time...

Written by Shelly Mulconrey An annual financial checkup is a smart way to assess where you stand and what steps you can take for your future. It doesn’t have to be complicated. Even a simple overview can help you plan a few New Year’s...

Building a budget, especially when dealing with multiple credit/debt/income sources, can seem like an uphill battle. Don’t fret! Minor planning can go a long way, and we’re here to help you get started. Create a spending plan Where’s your money...

Building a budget, especially when dealing with multiple credit/debt/income sources, can seem like an uphill battle. Don’t fret! Minor planning can go a long way, and we’re here to help you get started. Create a spending plan Where’s your money...

So you’re in the market to buy a home, but have questions before making a decision. You’re not alone. A mortgage is a substantial commitment, both in terms of time and money. With that commitment comes a slew of questions: How much can I afford?...

The time has come. You’ve got a stable job, a growing nest egg and the home of your dreams just went on the market. “It’s time to pull the trigger,” you say. But before receiving the keys to your castle, you’ll have to make big decisions...

Many Americans dream of being able to have a financially secure retirement. We all want to be able to stop working and continue to live the lifestyle we’ve worked so many years to achieve. The best tools available to help achieve a successful...