Markets and Investing

What if someone told you about an investment that has made some people millionaires overnight and has both a number of high-profile supporters and a global reach? Would you be tempted to invest? Now what if someone told you that the same investment...

If you’ve changed jobs and have a 401(k) plan with your former employer, you have some decisions to make. You can: Roll the 401(k) over into an Individual Retirement Account (IRA). Transfer it to your new employer’s 401(k) plan. Leave it where it...

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also what sources of retirement income you’ll have and how long you’ll need...

The IRA, or individual retirement account, has traditionally been used for its namesake — to amass funds to be used during retirement. An IRA can be a fairly flexible vehicle for retirement, for instance allowing you to roll over assets from a...

An important step to finding a home, whether you’re renting or buying, is ensuring that you have a good credit history. Horizon Bank suggests the following tips to improve your credit score. Request a copy of your credit score report – and make...

Getting out of debt is often not an easy task. If you have a sizable amount of debt, it’s likely that just making one small adjustment isn’t going to get rid of it completely. Often a combination of several approaches is needed to make...

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached. That’s where financial planning comes in....

Two representatives from Buzz Points, a loyalty and rewards program aimed at supporting local businesses and community institutions through rewarding points to consumers, discussed the program and other marketing tools during a breakfast sponsored by...

IGEL-HedgehogI recently wrote a post that outlined the Citrix story in terms of the core problem that they solve and how that lines up with Hogan Consulting Group and their methodology. HCG engineers, much like their Citrix counterparts, are very...

Since the 1990s, the 4 percent rule of retirement withdrawal has been a guiding light in estimating whether investors will have enough money to last the rest of their lives. This rule states that you should withdraw no more than 4 percent from your...