Tools to Bust the Midwinter Blues

financial-planningFeeling a little blah after the holidays? Well you’re not alone! In fact, the third Monday in January is known to many as “Blue Monday” as holiday bills are due, the days are short and all the joyful holiday revelry has come to a screeching halt. And don’t forget those delightful New Year’s resolutions that can be hard to keep.

Resolve to Get Financially Fit

At Horizon Bank we understand this time of year is difficult for many of our customers. That’s why we have created solutions to help you get your finances in shape. Consider these scenarios:

Problem: You charged up your high-interest credit cards when purchasing holiday gifts, and now you’re drowning in holiday debt.

Resolve to: Reduce your debt burden by consolidating your debt into a lower-interest loan. Depending on your circumstances, we offer a variety of solutions to meet your needs.

Problem: You’re afraid you will be in the same boat next year.

Resolve to: Save ahead of time and give the credit cards a rest next holiday season. We offer a Holiday Club savings account designed just for this purpose!

This account is set up separate from your regular savings account. Use direct deposit or an automatic fund transfer to deposit a set amount into this account every month. You’ll earn interest on your savings, and the funds are automatically deposited into your regular checking or savings account right in time for holiday shopping.

The Future Is Bright

We’re here to help you say goodbye to your debt and get you financially prepared for the next holiday season. Just give us a call at 888-873-2640 to discuss your options today.